Premium Coverage
Authorized Seller of:
Chubb™-
Home and Auto Insurance for High-Valued Assets.
Hagerty™- Insurance for High-Value Classic and Vintage cars.
Protect your vehicle and your Home with broader coverage, higher limits, and a better claims experience.
Chubb is the world's largest publicly traded property and casualty insurance company. With a presence in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients.
Hagerty is a specialty insurance company built for car enthusiasts—focusing on classic, collector, and high-value vehicles rather than everyday drivers. Instead of standard policies, they offer “agreed value” coverage, meaning your client gets the full insured value of the car with no depreciation in a total loss.
At Insurance By James, we take pride in our elite partnership with Chubb and Haggerty. By combining their global reputation for financial strength and exceptional claim service with our deep understanding of the local market, we deliver premium protection tailored to your high-value assets with the personal touch only a local expert can provide.
Premium Benefits
- Agreed value coverage (no depreciation)
- Up to $10M liability protection
- OEM parts & expert repairs
- Choose your own repair shop
- Luxury rental coverage
- Concierge-level claims service
The Value of a Trusted Partner
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Masterpiece Home Coverage
Unmatched protection for high-value homes, covering replacement costs with precision and care.
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Agreed Value Auto
Settle on your car's value before a loss occurs, ensuring you receive the full amount without depreciation.
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Superior Claims Service
Exceptional claims handling with a focus on speed, fairness, and minimizing disruption to your life.
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Global Reach
Whether you are at home or traveling abroad, Chubb's international network provides protection everywhere.
Common Questions
What makes Chubb/Haggerty insurance different from other carriers?
Renowned for their exceptional claims service, higher coverage limits, and specialized protection for high-value homes and assets that standard carriers often overlook.
How do I file a claim ?
You can contact Claims Concierge 24/7 for claims reporting. Their top tier operators will walkyou throughout the entire process.
Are multi-policy discounts available?
Yes, significant savings are available when you bundle your home, autos, and valuable articles coverage under one their provided policies.
Are my pets covered under Chubbs standard homeowner policy?
While homeowners provides liability, Chubb's specialized pet insurance covers medical costs, hereditary conditions, and wellness visits that standard policies exclude.
How long does the quote process take?
Most initial quotes are processed within 24 hours. Complex estates may require a complimentary home appraisal by a Chubb appraiser to ensure accurate valuation.